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Zero debt Bad credit ratings: If you are not able to repay the consolidation loan debt, you will get a bad credit score. zero debt But if you do not follow the rules established by your bank, you could end up in worse financial rut.
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Zero debt Initially, it is easy to fall victim to thinking that you can buy today and pay for it some other tomorrow. zero debt Debt settlement may be the right option for unsecured debts, like credit card or any other expenses unpaid bills, but beware, it can have a negative impact on your credit rating.